Beewriteswithbaggs

A faithful man will abound with blessings, but whoever hastens to be rich will not go unpunished. Proverbs 28:20

One thing the pandemic has taught me is the things I thought I needed before the pandemic, I found out during the pandemic these things were not necessary. “Can you say cutting back?” With

When I did go to the grocery store I found myself buying what I needed not what I wanted. I found myself buying things in bulk so I wouldn’t have to run out as quickly. The store shelves were emptying fast. When I normally buy one big jar of something, I find myself buying multiple jars, one package of paper towels I‘m buying cases of paper towels, and toilet paper. Not one case of water multiple cases of water.

It’s interesting how we only realize the things we’ve taken for granted when we can no longer access them.

I took a long hard look at how I was spending money. I had to cut back on my spending, the things I liked to do I couldn’t do as much or not at all. Even after the pandemic, when we were listening to the news I found out that big corporations were raising prices on everything from groceries to gas, to clothes, pet food, and snacks. You name it, and the price has gone up. Not only were prices going up. We were paying more for less.

“It’s one thing to raise prices but also to reduce the packaging on food products is so wrong.”

It’s not like these corporations were hurting for money. Their greed gene kicked in.

What’s A Consumer To Do?

Hello, discount stores, here we come. The stores that we used to think were not quality stores started looking like a money saver to me. They sold the same thing for a lot less. “They weren’t named brand products, but if you were looking to save money and trying to feed your family these discount stores are a diamond in the ruff. “

According to Sisters Of AARP

In a study from the Harris Poll, in 2023, about half of American consumers either searched for discounts when shopping or bought household basics at a dollar store. Other habits we engaged in to save money included skipping social events, reducing transportation costs, sharing passwords for streaming services, and joining buy-nothing groups. About 81% of Americans used at least one money-saving strategy last year.

Cars

“Due to Covid.”19 the average car costs $48,000-up almost $6,000 from 2 years ago and about $10,000 since 2020 according to Kelly Blue Book. Once again the Covid-19 Pandemic has caused the market to become more complicated by disruptions and manufacturing. Buyers have continued to gravitate to pricy SUVs and, some automakers have discontinued making lower-priced cars in recent years.

“It’s Not Just The Cost Of Things That Is Increasing.”

Your home that holds all your stuff is costing more. Homeowners Insurance is going through the roof. With a combination of inflation and expensive national disasters, some of the most drastic increases have hit States like Florida, Louisiana, and Colorado following widespread damage from hurricanes and wildfires.

With climate change making more disasters more common, high insurance rates may soon be a new reality for homeowners nationwide. Home insurance coverage cost is off the roof. Everything is going up except our paychecks.

Brain budgeting helps you make the most of your mental resources, reduce stress, and increase productivity. By managing your cognitive load effectively, you can prevent burnout, enhance focus, and ensure you’re investing your brainpower wisely on tasks that matter.

If you want to know how rich you are find out how many things you have that money can’t buy.

Money

Budgeting A faithful man will abound with blessings, but whoever hastens to be rich will not go unpunished. Proverbs 28:20

One thing the pandemic has taught me is the things I thought I needed before the pandemic, I found out during the pandemic these things were not necessary. “Can you say cutting back?” With

When I did go to the grocery store I found myself buying what I needed not what I wanted. I found myself buying things in bulk so I wouldn’t have to run out as quickly. The store shelves were emptying fast. When I normally buy one big jar of something, I find myself buying multiple jars, one package of paper towels I‘m buying cases of paper towels, and toilet paper. Not one case of water multiple cases of water.

It’s interesting how we only realize the things we’ve taken for granted when we can no longer access them.

I took a long hard look at how I was spending money. I had to cut back on my spending, the things I liked to do I couldn’t do as much or not at all. Even after the pandemic, when we were listening to the news I found out that big corporations were raising prices on everything from groceries to gas, to clothes, pet food, and snacks. You name it, and the price has gone up. Not only were prices going up. We were paying more for less.

“It’s one thing to raise prices but also to reduce the packaging on food products is so wrong.”

It’s not like these corporations were hurting for money. Their greed gene kicked in.

What’s A Consumer To Do?

Hello, discount stores, here we come. The stores that we used to think were not quality stores started looking like a money saver to me. They sold the same thing for a lot less. “They weren’t named brand products, but if you were looking to save money and trying to feed your family these discount stores are a diamond in the ruff. “

According to Sisters Of AARP

In a study from the Harris Poll, in 2023, about half of American consumers either searched for discounts when shopping or bought household basics at a dollar store. Other habits we engaged in to save money included skipping social events, reducing transportation costs, sharing passwords for streaming services, and joining buy-nothing groups. About 81% of Americans used at least one money-saving strategy last year.

Cars

“Due to Covid.”19 the average car costs $48,000-up almost $6,000 from 2 years ago and about $10,000 since 2020 according to Kelly Blue Book. Once again the Covid-19 Pandemic has caused the market to become more complicated by disruptions and manufacturing. Buyers have continued to gravitate to pricy SUVs and, some automakers have discontinued making lower-priced cars in recent years.

“It’s Not Just The Cost Of Things That Is Increasing.”

Your home that holds all your stuff is costing more. Homeowners Insurance is going through the roof. With a combination of inflation and expensive national disasters, some of the most drastic increases have hit States like Florida, Louisiana, and Colorado following widespread damage from hurricanes and wildfires.

With climate change making more disasters more common, high insurance rates may soon be a new reality for homeowners nationwide. Home insurance coverage cost is off the roof. Everything is going up except our paychecks.

Brain budgeting helps you make the most of your mental resources, reduce stress, and increase productivity. By managing your cognitive load effectively, you can prevent burnout, enhance focus, and ensure you’re investing your brainpower wisely on tasks that matter.

If you want to know how rich you are find out how many things you have that money can’t buy.